Beware Danger Hot Money and Investment.

The global financial crisis triggered by subprime mortgages in the United States have subsided since mid-2009. But the insurance industry is still feeling the effects. This can be seen from the record that slows the growth

of life insurance, there is even the losers, and risk base capital (RBC) minus her, at the end of last year.

The trigger was the failure of investments due to stock market collapse in 2008 and continued in this year. Thus affirmed the Bureau Director for Research Info Bank Eko B Supriyanto, in a press release here on Wednesday yesterday. Explained him according to the results of Infobank rating this year, in the middle of the recovery performance of the insurance industry competition marked warming, there are 12 life insurance companies winning the predicate Very Good, from 44 life insurance companies are rated. In previous years winning predicate Very Good in life insurance industry just eight companies. 

Portrait life insurance industry in 2010 will be colored by life insurance companies compete salip middle and upper board with a competing offer unit-linked products. While insurance companies that report cards are still red burning crisis still struggling to improve its performance. According to Eko, the potential emergence of a global crisis and the magnitude jiid both short-term foreign funds in Indonesia gave a warning to insurance companies that began to aggressively invest in the stock invetasinya. "Life insurance premiums that rely on sales through unitlink should be careful with the flow of foreign funds at any time to fly. Moreover, the top life insurance also slowed down its growth," said Eko. (Neraca, July 1, 2010)